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Personal Credit Cards

Full Product Directory

5 Star Ratings for Personal Credit Cards

5 Star Ratings for Personal Credit Cards

Is your Personal Credit Card a 5 Star product?

We use over 35 years of impartial expertise to assess the features and benefits of Personal Credit Cards.

  • The Moneyfacts Annual Star Ratings have been applied separately to personal credit cards and credit repair credit cards.
  • The Moneyfacts Annual Personal Credit Card Star Ratings showcase the most complete products, comparing availability, flexibility, charges and benefits available.
  • We have collected over 250 fields of information per individual product, all of which are available for assessment.
  • The products that are awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features, that set them apart from the rest of the market.

Is your Personal Credit Card a 5 Star product?

We use over 35 years of impartial expertise to assess the features and benefits of Personal Credit Cards.

  • The Moneyfacts Annual Star Ratings have been applied separately to personal credit cards and credit repair credit cards.
  • The Moneyfacts Annual Personal Credit Card Star Ratings showcase the most complete products, comparing availability, flexibility, charges and benefits available.
  • We have collected over 250 fields of information per individual product, all of which are available for assessment.
  • The products that are awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features, that set them apart from the rest of the market.

For any questions or to purchase your licence, please contact our friendly experts:

Kelly Smith, Client Account Manager

What criteria are used?

The Moneyfacts Star Ratings for Personal Credit Cards are based on the weighting of specific product features, that are likely to be the most relevant to those looking to take out a card.

A considerable number of features will add to the final score, and some of this information includes:

What criteria are used?

The Moneyfacts Star Ratings for Personal Credit Cards are based on the weighting of specific product features, that are likely to be the most relevant to those looking to take out a card.

A considerable number of features will add to the final score, and some of this information includes:

Flexibility

  • Opening & operating options
  • Payment options
  • Balance transfer availability
  • Money transfer availability
  • Contactless

Charges

  • Card fees & charges
  • Balance & money transfer fees
  • Cash withdrawal fees
  • Foreign usage charges
  • Minimum interest charges

Flexibility

  • Opening & operating options
  • Payment options
  • Balance transfer availability
  • Money transfer availability
  • Contactless

Charges

  • Card fees & charges
  • Balance & money transfer fees
  • Cash withdrawal fees
  • Foreign usage charges
  • Minimum interest charges

Features

  • Airport lounge access
  • Free emergency card
  • Free emergency cash
  • Interest free days
  • Reward schemes
  • Luggage insurance
  • Free text alerts
  • Extended appliance warranty
  • Cashback
  • Travel accident insurance
  • Flight delay/cancellation insurance
  • Enhanced purchase protection

Features

  • Airport lounge access
  • Free emergency card
  • Free emergency cash
  • Interest free days
  • Reward schemes
  • Luggage insurance
  • Free text alerts
  • Extended appliance warranty
  • Cashback
  • Travel accident insurance
  • Flight delay/cancellation insurance
  • Enhanced purchase protection

Flexibility

  • Opening & operating options
  • Payment options
  • Balance transfer availability
  • Money transfer availability
  • Contactless

Charges

  • Card fees & charges
  • Balance & money transfer fees
  • Cash withdrawal fees
  • Foreign usage charges
  • Minimum interest charges

Flexibility

  • Opening & operating options
  • Payment options
  • Balance transfer availability
  • Money transfer availability
  • Contactless

Charges

  • Card fees & charges
  • Balance & money transfer fees
  • Cash withdrawal fees
  • Foreign usage charges
  • Minimum interest charges

Features

  • Airport lounge access
  • Free emergency card
  • Free emergency cash
  • Interest free days
  • Reward schemes
  • Luggage insurance
  • Free text alerts
  • Extended appliance warranty
  • Cashback
  • Travel accident insurance
  • Flight delay/cancellation insurance
  • Enhanced purchase protection

Features

  • Airport lounge access
  • Free emergency card
  • Free emergency cash
  • Interest free days
  • Reward schemes
  • Luggage insurance
  • Free text alerts
  • Extended appliance warranty
  • Cashback
  • Travel accident insurance
  • Flight delay/cancellation insurance
  • Enhanced purchase protection

Flexibility

  • Opening & operating options
  • Payment options
  • Balance transfer availability
  • Money transfer availability
  • Contactless

Charges

  • Card fees & charges
  • Balance & money transfer fees
  • Cash withdrawal fees
  • Foreign usage charges
  • Minimum interest charges

Flexibility

  • Opening & operating options
  • Payment options
  • Balance transfer availability
  • Money transfer availability
  • Contactless

Charges

  • Card fees & charges
  • Balance & money transfer fees
  • Cash withdrawal fees
  • Foreign usage charges
  • Minimum interest charges

Features

  • Airport lounge access
  • Free emergency card
  • Free emergency cash
  • Interest free days
  • Reward schemes
  • Luggage insurance
  • Free text alerts
  • Extended appliance warranty
  • Cashback
  • Travel accident insurance
  • Flight delay/cancellation insurance
  • Enhanced purchase protection

Features

  • Airport lounge access
  • Free emergency card
  • Free emergency cash
  • Interest free days
  • Reward schemes
  • Luggage insurance
  • Free text alerts
  • Extended appliance warranty
  • Cashback
  • Travel accident insurance
  • Flight delay/cancellation insurance
  • Enhanced purchase protection

Make the most of your Personal Credit Card Star Rating

When we award your Personal Credit Card product a Five or Four Star Rating, it’s time to let the world know! Buy your Moneyfacts Annual Star Ratings licence package to maximise your Marketing.

Make the most of your Personal Credit Card Star Rating

When we award your Personal Credit Card product a Five or Four Star Rating, it’s time to let the world know! Buy your Moneyfacts Annual Star Ratings licence package to maximise your Marketing.

YOUR PACKAGE CAN INCLUDE:

Brand Logo Star Ratings Logo 2025

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

YOUR PACKAGE CAN INCLUDE:

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

YOUR PACKAGE CAN INCLUDE:

Certificate and Poster

A certificate and PDF poster for use in branch.

Certificate and Poster

A certificate and PDF poster for use in branch.

YOUR PACKAGE CAN INCLUDE:

Window Vinyl

A4 or A5 self-adhesive window stickers.

Window Vinyl

A4 or A5 self-adhesive window stickers.

YOUR PACKAGE CAN INCLUDE:

Brand Logo Star Ratings Logo 2025

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

YOUR PACKAGE CAN INCLUDE:

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

YOUR PACKAGE CAN INCLUDE:

Certificate and Poster

A certificate and PDF poster for use in branch.

Certificate and Poster

A certificate and PDF poster for use in branch.

YOUR PACKAGE CAN INCLUDE:

Window Vinyl

A4 or A5 self-adhesive window stickers.

Window Vinyl

A4 or A5 self-adhesive window stickers.

YOUR PACKAGE CAN INCLUDE:

Brand Logo Star Ratings Logo 2025

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

YOUR PACKAGE CAN INCLUDE:

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

YOUR PACKAGE CAN INCLUDE:

Certificate and Poster

A certificate and PDF poster for use in branch.

Certificate and Poster

A certificate and PDF poster for use in branch.

YOUR PACKAGE CAN INCLUDE:

Window Vinyl

A4 or A5 self-adhesive window stickers.

Window Vinyl

A4 or A5 self-adhesive window stickers.

Read our guide for more information

Read our guide for more information

LOGO USAGE GUIDE

The Moneyfacts Annual Star Ratings Logo Usage Guide

The Moneyfacts Annual Star Ratings Logo Usage Guide

Find out more

GUIDE FOR BRANDS

How to make the most of your Star Rating

How to make the most of your Star Rating

Find out more

LOGO USAGE GUIDE

The Moneyfacts Annual Star Ratings Logo Usage Guide

The Moneyfacts Annual Star Ratings Logo Usage Guide

Find out more

GUIDE FOR BRANDS

How to make the most of your Star Rating

How to make the most of your Star Rating

Find out more

LOGO USAGE GUIDE

The Moneyfacts Annual Star Ratings Logo Usage Guide

The Moneyfacts Annual Star Ratings Logo Usage Guide

Find out more

GUIDE FOR BRANDS

How to make the most of your Star Rating

How to make the most of your Star Rating

Find out more

How to improve your ratings

How to improve your ratings

GET ACCESS TO THE MODELLER

Moneyfacts Star Ratings Modeller Screen Image

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Find out more

GET ACCESS TO THE MODELLER

Moneyfacts Star Ratings Modeller Screen Image

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Find out more

GET ACCESS TO THE MODELLER

Moneyfacts Star Ratings Modeller Screen Image

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Find out more

We’ve worked with many Providers to help and give advice on the best ways to use a Star Rating in marketing plans.

We’ve worked with many Providers to help and give advice on the best ways to use a Star Rating in marketing plans.

Get in touch

 

Get in touch

 

Kelly Smith, Client Account Manager
Kelly Smith
Client Account Manager
Samantha Owens, Star Ratings & PF Analytics Manager
Samantha Owens
Star Ratings and PF Analytics Manager
Kelly Smith, Client Account Manager
Kelly Smith
Client Account Manager
Samantha Owens, Star Ratings & PF Analytics Manager
Samantha Owens
Star Ratings and PF Analytics Manager
Kelly Smith, Client Account Manager
Kelly Smith
Client Account Manager
Samantha Owens, Star Ratings & PF Analytics Manager
Samantha Owens
Star Ratings and PF Analytics Manager

*Terms of use: Moneyfacts Annual Star Ratings are copyright and may only be used or replicated by licence. The Moneyfacts Annual Star Ratings are assessed annually and in order to benefit from the above marketing potential a licence must first be obtained from Moneyfacts Group. The licence runs for one calendar year starting from the release date of the annual assessment regardless of when purchased. In order not to miss market advantage, early purchase is strongly recommended. Licences only apply to the accredited product and not across a range unless a range of products has been accredited and a multi-licence has been purchased from Moneyfacts Group.

*Terms of use: Moneyfacts Annual Star Ratings are copyright and may only be used or replicated by licence. The Moneyfacts Annual Star Ratings are assessed annually and in order to benefit from the above marketing potential a licence must first be obtained from Moneyfacts Group. The licence runs for one calendar year starting from the release date of the annual assessment regardless of when purchased. In order not to miss market advantage, early purchase is strongly recommended. Licences only apply to the accredited product and not across a range unless a range of products has been accredited and a multi-licence has been purchased from Moneyfacts Group.