Personal Credit Cards

5 Star Ratings for Personal Credit Cards

Is your Personal Credit Card a 5 Star product?

We use over 35 years of impartial expertise to assess the features and benefits of Personal Credit Cards.

The Moneyfacts Annual Star Ratings have been applied separately to personal credit cards and credit repair credit cards.
The Moneyfacts Annual Personal Credit Card Star Ratings showcase the most complete products, comparing availability, flexibility, charges and benefits available.
We have collected over 250 fields of information per individual product, all of which are available for assessment.
The products that are awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features, that set them apart from the rest of the market.

Is your Personal Credit Card a 5 Star product?

We use over 35 years of impartial expertise to assess the features and benefits of Personal Credit Cards.

The Moneyfacts Annual Star Ratings have been applied separately to personal credit cards and credit repair credit cards.
The Moneyfacts Annual Personal Credit Card Star Ratings showcase the most complete products, comparing availability, flexibility, charges and benefits available.
We have collected over 250 fields of information per individual product, all of which are available for assessment.
The products that are awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features, that set them apart from the rest of the market.

For any questions or to purchase your licence, please contact our friendly experts:

Nicola Seed, Senior Client Account Manager

T: 01603 476129 E: nseed@moneyfacts.co.uk

2025 Awarded products

What criteria are used?

The Moneyfacts Star Ratings for Personal Credit Cards are based on the weighting of specific product features, that are likely to be the most relevant to those looking to take out a card.

A considerable number of features will add to the final score, and some of this information includes:

What criteria are used?

The Moneyfacts Star Ratings for Personal Credit Cards are based on the weighting of specific product features, that are likely to be the most relevant to those looking to take out a card.

A considerable number of features will add to the final score, and some of this information includes:

Flexibility

Opening & operating options
Payment options
Balance transfer availability
Money transfer availability
Contactless

Charges

Card fees & charges
Balance & money transfer fees
Cash withdrawal fees
Foreign usage charges
Minimum interest charges

Flexibility

Opening & operating options
Payment options
Balance transfer availability
Money transfer availability
Contactless

Charges

Card fees & charges
Balance & money transfer fees
Cash withdrawal fees
Foreign usage charges
Minimum interest charges

Features

Airport lounge access
Free emergency card
Free emergency cash
Interest free days
Reward schemes
Luggage insurance
Free text alerts
Extended appliance warranty
Cashback
Travel accident insurance
Flight delay/cancellation insurance
Enhanced purchase protection

Features

Airport lounge access
Free emergency card
Free emergency cash
Interest free days
Reward schemes
Luggage insurance
Free text alerts
Extended appliance warranty
Cashback
Travel accident insurance
Flight delay/cancellation insurance
Enhanced purchase protection

Flexibility

Opening & operating options
Payment options
Balance transfer availability
Money transfer availability
Contactless

Charges

Card fees & charges
Balance & money transfer fees
Cash withdrawal fees
Foreign usage charges
Minimum interest charges

Flexibility

Opening & operating options
Payment options
Balance transfer availability
Money transfer availability
Contactless

Charges

Card fees & charges
Balance & money transfer fees
Cash withdrawal fees
Foreign usage charges
Minimum interest charges

Features

Airport lounge access
Free emergency card
Free emergency cash
Interest free days
Reward schemes
Luggage insurance
Free text alerts
Extended appliance warranty
Cashback
Travel accident insurance
Flight delay/cancellation insurance
Enhanced purchase protection

Features

Airport lounge access
Free emergency card
Free emergency cash
Interest free days
Reward schemes
Luggage insurance
Free text alerts
Extended appliance warranty
Cashback
Travel accident insurance
Flight delay/cancellation insurance
Enhanced purchase protection

Flexibility

Opening & operating options
Payment options
Balance transfer availability
Money transfer availability
Contactless

Charges

Card fees & charges
Balance & money transfer fees
Cash withdrawal fees
Foreign usage charges
Minimum interest charges

Flexibility

Opening & operating options
Payment options
Balance transfer availability
Money transfer availability
Contactless

Charges

Card fees & charges
Balance & money transfer fees
Cash withdrawal fees
Foreign usage charges
Minimum interest charges

Features

Airport lounge access
Free emergency card
Free emergency cash
Interest free days
Reward schemes
Luggage insurance
Free text alerts
Extended appliance warranty
Cashback
Travel accident insurance
Flight delay/cancellation insurance
Enhanced purchase protection

Features

Airport lounge access
Free emergency card
Free emergency cash
Interest free days
Reward schemes
Luggage insurance
Free text alerts
Extended appliance warranty
Cashback
Travel accident insurance
Flight delay/cancellation insurance
Enhanced purchase protection

Make the most of your Personal Credit Card Star Rating

When we award your Personal Credit Card product a Five or Four Star Rating, it’s time to let the world know! Buy your Moneyfacts Annual Star Ratings licence package to maximise your Marketing.

Make the most of your Personal Credit Card Star Rating

When we award your Personal Credit Card product a Five or Four Star Rating, it’s time to let the world know! Buy your Moneyfacts Annual Star Ratings licence package to maximise your Marketing.

YOUR PACKAGE CAN INCLUDE:

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

YOUR PACKAGE CAN INCLUDE:

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

YOUR PACKAGE CAN INCLUDE:

Certificate and Poster

A certificate and PDF poster for use in branch.

Certificate and Poster

A certificate and PDF poster for use in branch.

YOUR PACKAGE CAN INCLUDE:

Window Vinyl

A4 or A5 self-adhesive window stickers.

Window Vinyl

A4 or A5 self-adhesive window stickers.

YOUR PACKAGE CAN INCLUDE:

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

YOUR PACKAGE CAN INCLUDE:

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

YOUR PACKAGE CAN INCLUDE:

Certificate and Poster

A certificate and PDF poster for use in branch.

Certificate and Poster

A certificate and PDF poster for use in branch.

YOUR PACKAGE CAN INCLUDE:

Window Vinyl

A4 or A5 self-adhesive window stickers.

Window Vinyl

A4 or A5 self-adhesive window stickers.

YOUR PACKAGE CAN INCLUDE:

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

Star Logo Artwork

A licence to use the Moneyfacts Annual Star Ratings logo, available in a variety of formats, for use across all channels.

YOUR PACKAGE CAN INCLUDE:

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

Plaque or Trophy

A wall-mountable or freestanding plaque/trophy to showcase your Moneyfacts Annual Star Rating and use as a permanent reminder.

YOUR PACKAGE CAN INCLUDE:

Certificate and Poster

A certificate and PDF poster for use in branch.

Certificate and Poster

A certificate and PDF poster for use in branch.

YOUR PACKAGE CAN INCLUDE:

Window Vinyl

A4 or A5 self-adhesive window stickers.

Window Vinyl

A4 or A5 self-adhesive window stickers.

Read our guide for more information

LOGO USAGE GUIDE

The Moneyfacts Annual Star Ratings Logo Usage Guide

Find out more

GUIDE FOR BRANDS

How to make the most of your Star Rating

Find out more

LOGO USAGE GUIDE

The Moneyfacts Annual Star Ratings Logo Usage Guide

Find out more

GUIDE FOR BRANDS

How to make the most of your Star Rating

Find out more

LOGO USAGE GUIDE

The Moneyfacts Annual Star Ratings Logo Usage Guide

Find out more

GUIDE FOR BRANDS

How to make the most of your Star Rating

Find out more

How to improve your ratings

GET ACCESS TO THE MODELLER

Moneyfacts Star Ratings Modeller Screen Image

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Find out more

GET ACCESS TO THE MODELLER

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Find out more

GET ACCESS TO THE MODELLER

Discover more about the Personal Credit Cards modeller and how you can use it to improve and develop your products.

Find out more

We’ve worked with many Providers to help and give advice on the best ways to use a Star Rating in marketing plans.

Get in touch

Nicola Seed

Senior Client Account Manager

Email Nicola

Samantha Owens

Star Ratings and PF Analytics Manager

Email Samantha

Nicola Seed

Senior Client Account Manager

Email Nicola

Samantha Owens

Star Ratings and PF Analytics Manager

Email Samantha

Nicola Seed

Senior Client Account Manager

Email Nicola

Samantha Owens

Star Ratings and PF Analytics Manager

Email Samantha

*Terms of use: Moneyfacts Annual Star Ratings are copyright and may only be used or replicated by licence. The Moneyfacts Annual Star Ratings are assessed annually and in order to benefit from the above marketing potential a licence must first be obtained from Moneyfacts Group. The licence runs for one calendar year starting from the release date of the annual assessment regardless of when purchased. In order not to miss market advantage, early purchase is strongly recommended. Licences only apply to the accredited product and not across a range unless a range of products has been accredited and a multi-licence has been purchased from Moneyfacts Group.

Personal Credit Cards

Personal Credit Cards

5 Star Ratings for Personal Credit Cards

5 Star Ratings for Personal Credit Cards

Is your Personal Credit Card a 5 Star product?

Is your Personal Credit Card a 5 Star product?

For any questions or to purchase your licence, please contact our friendly experts:

What criteria are used?

What criteria are used?

Make the most of your Personal Credit Card Star Rating

Make the most of your Personal Credit Card Star Rating

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

YOUR PACKAGE CAN INCLUDE:

Read our guide for more information

Read our guide for more information

LOGO USAGE GUIDE

GUIDE FOR BRANDS

LOGO USAGE GUIDE

GUIDE FOR BRANDS

LOGO USAGE GUIDE

GUIDE FOR BRANDS

How to improve your ratings

How to improve your ratings

GET ACCESS TO THE MODELLER

GET ACCESS TO THE MODELLER

GET ACCESS TO THE MODELLER

Get in touch

Get in touch

Ask us a question!