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Home Emergency Cover, Home and Landlord Home Insurance 2023

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Eleanor Williams, Press Officer
Eleanor Williams, Press Officer / Finance Expert T: 01603 476200 E: Email the Press Team
14/12/2022

A stellar year for the Moneyfacts Home Insurance, Home Emergency Cover and Landlord Home Insurance Star Ratings 2023

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2023 for Home Insurance, Home Emergency Cover and Landlord Home Insurance.

  • For home insurance over 140 fields of information were collected for assessment and there were 114 Five-Star and 48 Four-Star Ratings for buildings cover with 114 Five-Star and 39 Four-Star Ratings for contents cover.
  • For home emergency cover, there were 83 Five-Star and 37 Four-Star Ratings awarded with over 40 fields of information collected per policy.
  • New for this year is landlord home insurance, with over 100 fields of information collected to assess the level of buildings and contents cover with 22 Five-Star and 24 Four-Star Ratings

The products awarded Five or Four-Star Ratings offer the most comprehensive range of standout features and competitive charges, which set them apart from the rest of the market.

The instantly recognisable Moneyfacts badge of quality has for over 30 years helped inform consumers comparing home insurance, home emergency cover and landlord home insurance. About nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group plc, Financial Services online consumer survey 4/21).

A stellar year for the Moneyfacts Home Insurance, Home Emergency Cover and Landlord Home Insurance Star Ratings 2023

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2023 for Home Insurance, Home Emergency Cover and Landlord Home Insurance.

  • For home insurance over 140 fields of information were collected for assessment and there were 114 Five-Star and 48 Four-Star Ratings for buildings cover with 114 Five-Star and 39 Four-Star Ratings for contents cover.
  • For home emergency cover, there were 83 Five-Star and 37 Four-Star Ratings awarded with over 40 fields of information collected per policy.
  • New for this year is landlord home insurance, with over 100 fields of information collected to assess the level of buildings and contents cover with 22 Five-Star and 24 Four-Star Ratings

The products awarded Five or Four-Star Ratings offer the most comprehensive range of standout features and competitive charges, which set them apart from the rest of the market.

The instantly recognisable Moneyfacts badge of quality has for over 30 years helped inform consumers comparing home insurance, home emergency cover and landlord home insurance. About nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group plc, Financial Services online consumer survey 4/21).

This year’s Five-Star awarded providers include: 

Home Insurance: Admiral, Frontier Home Insurance, HomeProtect and Yorkshire Building Society.

Home Emergency Cover: British Gas, CORGI HomePlan, Hastings Direct and Utility Warehouse.

Landlord Home Insurance: AXA, Churchill, MORE TH>N and LV=. 

VIEW THE FULL LIST OF 2023 AWARDED PRODUCTS – PLEASE CLICK HERE FOR HOME INSURANCE, HERE FOR HOME EMERGENCY COVER AND HERE FOR LANDLORD HOME INSURANCE.

 

This year’s Five-Star awarded providers include: 

Home Insurance: Admiral, Frontier Home Insurance, HomeProtect and Yorkshire Building Society.

Home Emergency Cover: British Gas, CORGI HomePlan, Hastings Direct and Utility Warehouse.

Landlord Home Insurance: AXA, Churchill, MORE TH>N and LV=. 

VIEW THE FULL LIST OF 2023 AWARDED PRODUCTS – PLEASE CLICK HERE FOR HOME INSURANCE, HERE FOR HOME EMERGENCY COVER AND HERE FOR LANDLORD HOME INSURANCE.

 

Samantha Owens, Star Ratings and Personal Finance Analytics Manager at Moneyfacts, said:

“The Moneyfacts Annual Star Ratings for home insurance, home emergency and landlord home insurance cover look at all the product features available and rate them based on the levels of cover available, along with the most comprehensive range of features. This allows customers searching for the best product to focus their attention on those that stand out from the rest of the market, making tailoring their search easier.

“With people watching every penny, cutting back on insurance may seem an easy way to cut costs but ensuring your home and possessions are covered if the worst happens is now more essential than ever, when access to emergency funds is increasingly limited.

“Landlords are also facing their own challenges and the star ratings allow them to focus on those policies that will give them the greatest level of cover, should they encounter problems while letting out a property.”

Samantha Owens, Star Ratings and Personal Finance Analytics Manager at Moneyfacts, said:

“The Moneyfacts Annual Star Ratings for home insurance, home emergency and landlord home insurance cover look at all the product features available and rate them based on the levels of cover available, along with the most comprehensive range of features. This allows customers searching for the best product to focus their attention on those that stand out from the rest of the market, making tailoring their search easier.

“With people watching every penny, cutting back on insurance may seem an easy way to cut costs but ensuring your home and possessions are covered if the worst happens is now more essential than ever, when access to emergency funds is increasingly limited.

“Landlords are also facing their own challenges and the star ratings allow them to focus on those policies that will give them the greatest level of cover, should they encounter problems while letting out a property.”

Numerous features are considered when assessing the ratings, and some of these include:

Numerous features are considered when assessing the ratings, and some of these include:

Home insurance

Home insurance

  • Maximum sums insured
  • Standard excesses
  • Accidental damage cover
  • Valuables single item limits
  • Legal expenses
  • Personal possessions cover
  • Money and card cover
  • Set-up, adjustment, renewal and cancellation fees
  • Voluntary excess discount
  • No claims discount options
  • 24-hour emergency helpline
  • Alternative accommodation
  • Owner/occupier personal liability
  • Subsidence cover
  • Maximum sums insured
  • Standard excesses
  • Accidental damage cover
  • Valuables single item limits
  • Legal expenses
  • Personal possessions cover
  • Money and card cover
  • Set-up, adjustment, renewal and cancellation fees
  • Voluntary excess discount
  • No claims discount options
  • 24-hour emergency helpline
  • Alternative accommodation
  • Owner/occupier personal liability
  • Subsidence cover
  • Burst and blocked pipes
  • Outbuildings cover
  • Garden cover
  • Mobile phones cover
  • Home emergency cover
  • Home emergency repair guarantee
  • Keys cover
  • Freezer cover
  • Deeds and documents cover
  • Residential care cover
  • Students cover
  • Gift cover
  • Business equipment cover
  • Pedal cycles cover
  • Burst and blocked pipes
  • Outbuildings cover
  • Garden cover
  • Mobile phones cover
  • Home emergency cover
  • Home emergency repair guarantee
  • Keys cover
  • Freezer cover
  • Deeds and documents cover
  • Residential care cover
  • Students cover
  • Gift cover
  • Business equipment cover
  • Pedal cycles cover

Home emergency cover

Home emergency cover

  • Emergency cover limit per claim
  • Emergency cover excess
  • Plumbing cover
  • Burst pipes cover
  • Blocked drains cover
  • Toilet unit cover
  • Boiler breakdown cover
  • Annual boiler service

 

  • Emergency cover limit per claim
  • Emergency cover excess
  • Plumbing cover
  • Burst pipes cover
  • Blocked drains cover
  • Toilet unit cover
  • Boiler breakdown cover
  • Annual boiler service

 

  • Roof damage cover
  • Domestic power supply cover
  • Internal gas supply pipe cover
  • Water supply pipe cover
  • Home security cover
  • Lost keys cover
  • Vermin infestation cove

 

  • Roof damage cover
  • Domestic power supply cover
  • Internal gas supply pipe cover
  • Water supply pipe cover
  • Home security cover
  • Lost keys cover
  • Vermin infestation cove

 

Landlord home insurance

Landlord home insurance

  • Maximum sums insured
  • Standard excesses
  • Accidental damage cover
  • Legal expenses
  • 24 hour emergency helpline
  • Alternative accommodation
  • Property owner's liability
  • Employer's liability
  • Rent guarantee cover
  • Loss of rental income
  • Maximum sums insured
  • Standard excesses
  • Accidental damage cover
  • Legal expenses
  • 24 hour emergency helpline
  • Alternative accommodation
  • Property owner's liability
  • Employer's liability
  • Rent guarantee cover
  • Loss of rental income
  • Theft by tenant cover
  • Malicious damage cover
  • Unauthorised alterations cover
  • Subsidence cover
  • Burst and blocked pipes
  • Outbuildings cover
  • Garden cover
  • Home emergency cover
  • Home emergency repair guarantee
  • Key cover
  • Theft by tenant cover
  • Malicious damage cover
  • Unauthorised alterations cover
  • Subsidence cover
  • Burst and blocked pipes
  • Outbuildings cover
  • Garden cover
  • Home emergency cover
  • Home emergency repair guarantee
  • Key cover

Notes to editors

Pioneering financial comparison technology for over 35 years.

Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, business banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

For more information about us please see our key facts.

To link to our website please use moneyfactsgroup.co.uk.

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Notes to editors

Pioneering financial comparison technology for over 35 years.

Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, business banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

  • Personal Current Accounts
  • Personal Credit Cards
  • Business Current Accounts
  • Business Credit Cards
  • SIPP and SSAS
  • Equity Release
  • Home Insurance
  • Home Emergency Cover
  • Car Insurance
  • Travel Insurance
  • Pet Insurance
  • Private Medical Insurance
  • Unsecured Personal Loans
  • Landlord Home Insurance
  • Commercial Mortgage.

For more information about us please see our key facts.

To link to our website please use moneyfactsgroup.co.uk.

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

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