Brand Logo Moneyfacts Group plc
Telephone Icon T: 01603 476476 Email Icon E: enquiries@moneyfacts.co.uk LinkedIn Icon

Moneyfacts Pick of the Week - 04/07/2024

Image of Moneyfacts.co.uk 'Pick of the Week' Logo Image of Moneyfacts.co.uk 'Pick of the Week' Logo Image of Moneyfacts.co.uk 'Pick of the Week' Logo
Caitlyn Eastell, Apprentice Press & PR Assistant
Caitlyn Eastell, Apprentice Press & PR Assistant T: 01603 476169 E: Email Caitlyn
04/07/2024

Moneyfacts Pick of the Week

The Moneyfactscompare.co.uk Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

Brief product details, together with independent Moneyfacts analysis, can be used with confidence in your finance sections. You can select one or two products to sit beside a relevant story or use them all as a general feature provided they are sourced to our spokesperson at Moneyfactscompare.co.uk.

This week, our resident Spokesperson, Caitlyn Eastell, has analysed the following deals, along with their perks, of note:

Moneyfacts Pick of the Week

The Moneyfactscompare.co.uk Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

Brief product details, together with independent Moneyfacts analysis, can be used with confidence in your finance sections. You can select one or two products to sit beside a relevant story or use them all as a general feature provided they are sourced to our spokesperson at Moneyfactscompare.co.uk.

This week, our resident Spokesperson, Caitlyn Eastell, has analysed the following deals, along with their perks, of note:

Savings

FidBank UK Limited – Raisin UK – 1 Year Fixed Term Deposit

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“FidBank UK Limited has increased the rate on its one-year term deposit, this week, paying 5.24%. The rise sees it take a prominent position in the top rate tables when compared against other bonds of similar terms. Savers will need to invest a minimum of £1,000 however, the initial deposit will need to be carefully considered as further additions are not permitted. Similarly, it is worth noting that earlier access is not allowed. Overall, this deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 5.24% gross/ 5.24% AER paid on maturity
  • Notice / term: One year
  • Minimum opening amount: £1,000
  • Maximum investment amount: £85,000
  • Access: Not permitted
  • Further additions: Not permitted
  • Opening account: Online and via mobile app
  • Managing account: Online and via mobile app
  • Other information: Minimum applicant age 18.

 

Charter Savings Bank – 1 Year Fixed Rate Cash ISA

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Boosting its position in the market this week, Charter Savings Bank has increased the rate on its 1 Year Fixed Rate Cash ISA, which now pays a competitive 4.93%. Savers will need to make an initial £5,000 minimum investment, however, for those who wish to do so, further additions can be made for 30 days from the account opening. It would be sensible for investors to carefully consider earlier access as any withdrawals made before the one-year term ends are subject to a 90-day loss of interest penalty. Savers can also choose to split their Cash ISA savings across multiple ISAs within Charter’s range. Overall, the deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.93% gross / 4.93% AER payable on anniversary, monthly interest option of 4.82% gross / 4.93% AER
  • Notice / term: One year
  • Minimum opening amount: £5,000
  • Maximum investment amount: ISA allowance
  • Access: Permitted, subject to 90-day loss of interest penalty
  • Further additions: Permitted, for 30 days from account opening via nominated account
  • Transfers in: Permitted, allows Cash and Stocks and Shares ISAs
  • Transfers out: Permitted, subject to 90-day loss of interest penalty
  • Opening account: Online
  • Managing account: Online
  • Other information: Minimum applicant age 18. Investors can choose to split their Cash ISA savings across multiple ISAs within Charter’s range.

 

Monument Bank – Raisin UK – Easy Access Account

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Monument Bank has increased the rate on its Raisin UK easy access account this week. It is available to those who can invest £1,000 upfront. Paying a rate of 4.80% gross / 4.91% AER, the deal takes a place in our top rate tables when compared against other easy access accounts. This may be an ideal option for savers looking for some flexibility when it comes to their savings, however although withdrawals and further additions are permitted all transactions must be from a minimum of £500 which may need to be considered. The account secures an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.80% gross / 4.91% AER payable monthly
  • Notice / term: None
  • Minimum opening amount: £1,000
  • Maximum investment amount: £85,000
  • Access: Permitted, minimum £500 withdrawal
  • Further additions: Permitted, minimum £500 addition
  • Opening account: Online and via its mobile app
  • Managing account: Online and via its mobile app
  • Other information: Minimum applicant age 18.

 

Hodge Bank – 3 Year Fixed Rate Bond

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week, Hodge Bank has increased the rate on its 3 Year Fixed Rate Bond improving its overall position in the market. The account now pays a market-leading 4.81% gross/AER on anniversary or 4.71% gross / 4.81% AER monthly for savers wishing to boost their income. This may be a good option for investors looking for a guaranteed return on their deposits, however they must be comfortable with locking their investments in for the long-term as early access is not permitted, but they may be glad to see that they can take advantage of making further additions up to 14 days from the account opening. Overall, the deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.81% gross / 4.81% AER, payable on anniversary / monthly interest option of 4.71% gross / 4.81% AER also available
  • Notice / term: Three years
  • Minimum opening amount: £1,000
  • Maximum investment amount: £1 million
  • Access: Not permitted
  • Further additions: Permitted for 14 days from account opening via nominated account
  • Opening account: Online
  • Managing account: Online
  • Other information: Minimum applicant age 18.

 

Beehive Money – Two Year Fixed ISA Issue 3

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Beehive Money has launched a new two-year fixed rate cash ISA. It shares the market-leading position in its sector paying 4.70% until 31st July 2026. Savers will only need to deposit a minimum of £500 and they may be pleased to see that further additions can be paid in for the duration of the issue being open. It would be wise for investors to carefully consider any transfers out as they are subject to 180 days loss of interest penalty. Overall, the deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.70% gross / 4.70% AER payable yearly
  • Notice / term: 31.07.26
  • Minimum opening amount: £500
  • Maximum investment amount: ISA allowance
  • Access: Permitted, subject to transfers out only on 180-day loss of interest penalty
  • Further additions: Permitted, whilst issue remains open
  • Transfers in: Permitted whilst issue remains open. Accepts Cash ISAs
  • Transfers out: Permitted, subject to 180-day loss of interest penalty
  • Opening account: Online and via mobile app
  • Managing account: Online and via mobile app
  • Other information: Minimum applicant age 18.

 

Mortgages

Santander – Five-year fixed rate mortgage, 60% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Santander has reduced selected fixed rates for house purchase customers by up to 0.16% this week. One deal to see a small cut of 0.08% is its five-year 60% loan-to-value fixed rate mortgage, which is now priced at 4.20%. Borrowers can also benefit from a reasonable £999 arrangement fee as well as an appealing incentive package, which includes a free valuation. Overall, this product earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.20% fixed rate to 2.11.29
  • Product fee: £999
  • Maximum loan-to-value: 60%
  • Available to: House purchase customers
  • Incentives: Free valuation
  • Flexible features: Allows overpayments
  • Lending area: Great Britain and Northern Ireland.

 

Halifax – Five-year fixed rate mortgage, 80% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week, Halifax has reduced selected fixed rates in its range, including the five-year fixed deal at 80% loan-to-value available to house purchase customers. The deal charges an attractive 4.61% until 30 November 2029, and may appeal to borrowers looking to save on upfront costs as there is a reasonable fee of £999. Borrowers can also receive a ‘Green Home’ £250 cashback incentive; however, it must be noted that this is for qualifying properties only. The deal also offers a range of flexible options, including overpayments, and payment holidays which are considered after one year and subject to approval. On assessment, this deal receives an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.61% fixed rate to 30.11.29
  • Product fee: £999
  • Maximum loan-to-value: 80%
  • Available to: House purchase customers
  • Incentives: ‘Green Home’ £250 cashback for qualifying properties only
  • Flexible features: Allows overpayments. Payment holidays considered, after one year, and subject to approval
  • Lending area: Great Britain and Northern Ireland.

 

Leeds Building Society – Two-year fixed rate mortgage, 80% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Leeds Building Society has introduced a handful of new fixed rates to its range this week. Its two-year fixed rate mortgage at 80% loan-to-value is priced at 4.99% and carries a reasonable fee of £999. This deal also comes with an enticing incentive package which includes a free valuation. The product earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.99% fixed rate to 30.9.26
  • Product fee: £999
  • Maximum loan-to-value: 80%
  • Available to: House purchase customers
  • Incentives: Free valuation
  • Flexible features: Allows overpayments, and lump sums subject to approval
  • Lending area: England, Wales, mainland Scotland and Northern Ireland

 

Buy-to-Let

Principality Building Society – Five-year fixed rate mortgage, 70% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week Principality Building Society has reduced selected fixed rate deals. Its five-year offering at 70% loan-to-value has seen a decrease of 0.07% and is now priced at 4.73% until 31.10.29. The deal comes with an appealing incentive package which includes a free valuation, however, there is a £1,395 product fee which may need to be considered. Overall, this deal earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.73% fixed rate to 31.10.29
  • Product fee: £1,395
  • Maximum loan-to-value: 70%
  • Available to: Second-time buyers and remortgage customers
  • Incentives: Free valuation for all borrowers
  • Flexible features: Allows overpayments
  • Lending area: England and Wales.

 

Lloyds Bank – Two-year fixed rate mortgage, 70% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week alongside extending end dates, Lloyds Bank has reduced rates across its two-year fixed rate buy-to-let mortgages by 0.04%. One deal to see a cut is the two-year fixed rate mortgage at 70% loan-to-value which is now priced at 5.50% until 30.11.26. The deal does not carry any arrangement fee and comes with an attractive incentive package of a free valuation, which could entice landlords looking to save on the upfront cost of their mortgage. Overall, this deal earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 5.50% fixed rate to 30.11.26
  • Product fee: None
  • Maximum loan-to-value: 70%
  • Available to: Second-time buyers
  • Incentives: Free valuation
  • Flexible features: Allows overpayments
  • Lending area: Great Britain and Northern Ireland.

 

Savings

FidBank UK Limited – Raisin UK – 1 Year Fixed Term Deposit

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“FidBank UK Limited has increased the rate on its one-year term deposit, this week, paying 5.24%. The rise sees it take a prominent position in the top rate tables when compared against other bonds of similar terms. Savers will need to invest a minimum of £1,000 however, the initial deposit will need to be carefully considered as further additions are not permitted. Similarly, it is worth noting that earlier access is not allowed. Overall, this deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 5.24% gross/ 5.24% AER paid on maturity
  • Notice / term: One year
  • Minimum opening amount: £1,000
  • Maximum investment amount: £85,000
  • Access: Not permitted
  • Further additions: Not permitted
  • Opening account: Online and via mobile app
  • Managing account: Online and via mobile app
  • Other information: Minimum applicant age 18.

 

Charter Savings Bank – 1 Year Fixed Rate Cash ISA

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Boosting its position in the market this week, Charter Savings Bank has increased the rate on its 1 Year Fixed Rate Cash ISA, which now pays a competitive 4.93%. Savers will need to make an initial £5,000 minimum investment, however, for those who wish to do so, further additions can be made for 30 days from the account opening. It would be sensible for investors to carefully consider earlier access as any withdrawals made before the one-year term ends are subject to a 90-day loss of interest penalty. Savers can also choose to split their Cash ISA savings across multiple ISAs within Charter’s range. Overall, the deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.93% gross / 4.93% AER payable on anniversary, monthly interest option of 4.82% gross / 4.93% AER
  • Notice / term: One year
  • Minimum opening amount: £5,000
  • Maximum investment amount: ISA allowance
  • Access: Permitted, subject to 90-day loss of interest penalty
  • Further additions: Permitted, for 30 days from account opening via nominated account
  • Transfers in: Permitted, allows Cash and Stocks and Shares ISAs
  • Transfers out: Permitted, subject to 90-day loss of interest penalty
  • Opening account: Online
  • Managing account: Online
  • Other information: Minimum applicant age 18. Investors can choose to split their Cash ISA savings across multiple ISAs within Charter’s range.

 

Monument Bank – Raisin UK – Easy Access Account

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Monument Bank has increased the rate on its Raisin UK easy access account this week. It is available to those who can invest £1,000 upfront. Paying a rate of 4.80% gross / 4.91% AER, the deal takes a place in our top rate tables when compared against other easy access accounts. This may be an ideal option for savers looking for some flexibility when it comes to their savings, however although withdrawals and further additions are permitted all transactions must be from a minimum of £500 which may need to be considered. The account secures an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.80% gross / 4.91% AER payable monthly
  • Notice / term: None
  • Minimum opening amount: £1,000
  • Maximum investment amount: £85,000
  • Access: Permitted, minimum £500 withdrawal
  • Further additions: Permitted, minimum £500 addition
  • Opening account: Online and via its mobile app
  • Managing account: Online and via its mobile app
  • Other information: Minimum applicant age 18.

 

Hodge Bank – 3 Year Fixed Rate Bond

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week, Hodge Bank has increased the rate on its 3 Year Fixed Rate Bond improving its overall position in the market. The account now pays a market-leading 4.81% gross/AER on anniversary or 4.71% gross / 4.81% AER monthly for savers wishing to boost their income. This may be a good option for investors looking for a guaranteed return on their deposits, however they must be comfortable with locking their investments in for the long-term as early access is not permitted, but they may be glad to see that they can take advantage of making further additions up to 14 days from the account opening. Overall, the deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.81% gross / 4.81% AER, payable on anniversary / monthly interest option of 4.71% gross / 4.81% AER also available
  • Notice / term: Three years
  • Minimum opening amount: £1,000
  • Maximum investment amount: £1 million
  • Access: Not permitted
  • Further additions: Permitted for 14 days from account opening via nominated account
  • Opening account: Online
  • Managing account: Online
  • Other information: Minimum applicant age 18.

 

Beehive Money – Two Year Fixed ISA Issue 3

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Beehive Money has launched a new two-year fixed rate cash ISA. It shares the market-leading position in its sector paying 4.70% until 31st July 2026. Savers will only need to deposit a minimum of £500 and they may be pleased to see that further additions can be paid in for the duration of the issue being open. It would be wise for investors to carefully consider any transfers out as they are subject to 180 days loss of interest penalty. Overall, the deal earns an Excellent Moneyfacts product rating.”

Key product details:

  • Rate: 4.70% gross / 4.70% AER payable yearly
  • Notice / term: 31.07.26
  • Minimum opening amount: £500
  • Maximum investment amount: ISA allowance
  • Access: Permitted, subject to transfers out only on 180-day loss of interest penalty
  • Further additions: Permitted, whilst issue remains open
  • Transfers in: Permitted whilst issue remains open. Accepts Cash ISAs
  • Transfers out: Permitted, subject to 180-day loss of interest penalty
  • Opening account: Online and via mobile app
  • Managing account: Online and via mobile app
  • Other information: Minimum applicant age 18.

 

Mortgages

Santander – Five-year fixed rate mortgage, 60% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Santander has reduced selected fixed rates for house purchase customers by up to 0.16% this week. One deal to see a small cut of 0.08% is its five-year 60% loan-to-value fixed rate mortgage, which is now priced at 4.20%. Borrowers can also benefit from a reasonable £999 arrangement fee as well as an appealing incentive package, which includes a free valuation. Overall, this product earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.20% fixed rate to 2.11.29
  • Product fee: £999
  • Maximum loan-to-value: 60%
  • Available to: House purchase customers
  • Incentives: Free valuation
  • Flexible features: Allows overpayments
  • Lending area: Great Britain and Northern Ireland.

 

Halifax – Five-year fixed rate mortgage, 80% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week, Halifax has reduced selected fixed rates in its range, including the five-year fixed deal at 80% loan-to-value available to house purchase customers. The deal charges an attractive 4.61% until 30 November 2029, and may appeal to borrowers looking to save on upfront costs as there is a reasonable fee of £999. Borrowers can also receive a ‘Green Home’ £250 cashback incentive; however, it must be noted that this is for qualifying properties only. The deal also offers a range of flexible options, including overpayments, and payment holidays which are considered after one year and subject to approval. On assessment, this deal receives an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.61% fixed rate to 30.11.29
  • Product fee: £999
  • Maximum loan-to-value: 80%
  • Available to: House purchase customers
  • Incentives: ‘Green Home’ £250 cashback for qualifying properties only
  • Flexible features: Allows overpayments. Payment holidays considered, after one year, and subject to approval
  • Lending area: Great Britain and Northern Ireland.

 

Leeds Building Society – Two-year fixed rate mortgage, 80% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“Leeds Building Society has introduced a handful of new fixed rates to its range this week. Its two-year fixed rate mortgage at 80% loan-to-value is priced at 4.99% and carries a reasonable fee of £999. This deal also comes with an enticing incentive package which includes a free valuation. The product earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.99% fixed rate to 30.9.26
  • Product fee: £999
  • Maximum loan-to-value: 80%
  • Available to: House purchase customers
  • Incentives: Free valuation
  • Flexible features: Allows overpayments, and lump sums subject to approval
  • Lending area: England, Wales, mainland Scotland and Northern Ireland

 

Buy-to-Let

Principality Building Society – Five-year fixed rate mortgage, 70% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week Principality Building Society has reduced selected fixed rate deals. Its five-year offering at 70% loan-to-value has seen a decrease of 0.07% and is now priced at 4.73% until 31.10.29. The deal comes with an appealing incentive package which includes a free valuation, however, there is a £1,395 product fee which may need to be considered. Overall, this deal earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 4.73% fixed rate to 31.10.29
  • Product fee: £1,395
  • Maximum loan-to-value: 70%
  • Available to: Second-time buyers and remortgage customers
  • Incentives: Free valuation for all borrowers
  • Flexible features: Allows overpayments
  • Lending area: England and Wales.

 

Lloyds Bank – Two-year fixed rate mortgage, 70% loan-to-value

Commenting on the deal, Caitlyn Eastell, Spokesperson at Moneyfactscompare.co.uk, said:

“This week alongside extending end dates, Lloyds Bank has reduced rates across its two-year fixed rate buy-to-let mortgages by 0.04%. One deal to see a cut is the two-year fixed rate mortgage at 70% loan-to-value which is now priced at 5.50% until 30.11.26. The deal does not carry any arrangement fee and comes with an attractive incentive package of a free valuation, which could entice landlords looking to save on the upfront cost of their mortgage. Overall, this deal earns an Outstanding Moneyfacts product rating.”

Key product details:

  • Rate: 5.50% fixed rate to 30.11.26
  • Product fee: None
  • Maximum loan-to-value: 70%
  • Available to: Second-time buyers
  • Incentives: Free valuation
  • Flexible features: Allows overpayments
  • Lending area: Great Britain and Northern Ireland.

 

Notes to editors

Pioneering financial comparison technology for over 35 years.

Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, business banking, life, pension and investment products in the UK.

Moneyfactscompare.co.uk is the financial product price comparison site, launched as Moneyfacts.co.uk in 2000 and rebranded to Moneyfactscompare.co.uk in 2023, which helps consumers compare thousands of financial products, including credit cards, savings, mortgages and many more. Unlike other comparison sites, Moneyfactscompare.co.uk shows whole of market data regardless of commercial bias, showing consumers a true picture of the best products based on the criteria they select.

We hope you find this press release insightful. We would appreciate a link back to Moneyfactscompare.co.uk if you decide to source this information.

For more information about us please see our key facts.

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Notes to editors

Pioneering financial comparison technology for over 35 years.

Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, business banking, life, pension and investment products in the UK.

Moneyfactscompare.co.uk is the financial product price comparison site, launched as Moneyfacts.co.uk in 2000 and rebranded to Moneyfactscompare.co.uk in 2023, which helps consumers compare thousands of financial products, including credit cards, savings, mortgages and many more. Unlike other comparison sites, Moneyfactscompare.co.uk shows whole of market data regardless of commercial bias, showing consumers a true picture of the best products based on the criteria they select.

We hope you find this press release insightful. We would appreciate a link back to Moneyfactscompare.co.uk if you decide to source this information.

For more information about us please see our key facts.

Broadcast

Our broadcast suite enables our finance experts to appear in-vision for television, and we regularly comment live on national and regional radio.

To arrange an interview for radio or television, please contact our press department. We have an in-house broadcast room.

 

Contact Us If you're looking for extra comment, a chart or more information, then please give us a call. We are always more than happy to help.
Rachel Springall Press Officer / Finance Expert
Caitlyn Eastell Apprentice Press & PR Assistant