Savings
Family Building Society – Online Saver (5)
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Savers searching for a competitive rate on a flexible savings account may be pleased to see the latest account re-launch by Family Building Society. The Online Saver account pays 3.26% and may appeal to savers with a minimum of £100 to invest who want to make unlimited withdrawals. The deal secures a prominent position in our top tables and earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 3.26% gross / 3.26% AER payable yearly
- Notice / term: None
- Minimum opening amount: £100
- Maximum investment amount: £250,000
- Access: Permitted, minimum withdrawal £100
- Further additions: Permitted
- Opening account: Online
- Managing account: Online
- Other information: Minimum applicant age 16. Joint account option available.
Shawbrook Bank – Easy Access Issue 34
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Shawbrook Bank has increased the rate on its Easy Access savings account this week, which may entice savers looking for flexibility. The deal now pays 3.26% and requires a minimum of £1,000 to be invested upfront. Unlimited withdrawals can be made, but savers will need to withdraw at least £500. Savers will also find a monthly interest option is available, which may appeal if they are looking to supplement their income. The deal secures a prominent position in our top tables and earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 3.26% gross / 3.26% AER payable on anniversary / monthly interest rate option of rate 3.21% gross / 3.26% AER also available
- Notice / term: None
- Minimum opening amount: £1,000
- Maximum investment amount: £85,000
- Access: Permitted via nominated account. Minimum withdrawal amount £500
- Further additions: Permitted via nominated account
- Opening account: Online
- Managing account: Online and by phone
- Other information: Minimum applicant age 18. Joint account option available.
Allica Bank – 180-Day Notice Account (Issue 1)
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Savers searching for a competitive rate, but also happy to give notice to access their cash, may be pleased by the latest rate rise by Allica Bank this week. The 180 Day Notice account now pays 4.00% and may appeal to savers who have £10,000 to invest upfront. The deal secures a prominent position in our top tables and earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 4.00% gross / 4.00% AER payable on anniversary
- Notice / term: 180 days
- Minimum opening amount: £10,000
- Maximum investment amount: £250,000
- Access: Permitted via a nominated account, subject to 180 days’ notice
- Further additions: Permitted via nominated account, while the issue remains open
- Opening account: Online
- Managing account: Online and by phone
- Other information: Minimum applicant age 18. Initial deposit must be received within 14 days from account opening or account will be closed.
OakNorth Bank – 12-Month Fixed Term Savings Account
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“OakNorth Bank has increased rates on a selection of its Fixed Term Savings Accounts this week, which includes the 12-month fixed option that now pays 4.48%. The deal sits in a prominent position against other bonds that have a similar term and may entice savers who are happy to lock their cash away for the next year to earn a competitive rate. As is common with a fixed bond, no earlier access is permitted. Overall, the deal earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 4.48% gross / 4.48% AER payable on maturity
- Notice / term: 12 months
- Minimum opening amount: £1
- Maximum investment amount: £500,000
- Access: Not permitted
- Further additions: Permitted for 14 days from account opening
- Opening account: Online and mobile app
- Managing account: Online and mobile app
- Other information: Minimum applicant age 18. Joint account option available.
Virgin Money – 1 Year Fixed Rate Cash E-ISA Issue 560
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Virgin Money has increased the rates on its E-ISAs this week, including its one-year offer which takes a prominent position in the market. The deal now pays a rate of 4.11% yearly and may appeal to savers who want to invest over the shorter-term and those looking to use their ISA allowance before the new tax year begins. Savers will also find a monthly interest option is available, which may appeal if they are looking to supplement their income. On review, the account earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 4.11% gross / 4.11% AER payable yearly / monthly interest option of 4.03% gross / 4.11% AER also available
- Notice / term: To 24.4.24
- Minimum opening amount: £1
- Maximum investment amount: ISA allowance
- Access: Permitted, subject to a 60-day loss of interest penalty
- Further additions: Permitted for 30 days from account opening
- Transfers in: Permitted. Accepts Cash and Stocks and Shares ISAs
- Transfers out: Permitted, subject to a 60-day loss of interest penalty
- Opening account: Online
- Managing account: Online
- Other information: Minimum applicant age 16
Mortgages
Barclays Mortgage – Two-year fixed rate mortgage, 60% loan-to-value
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Barclays Mortgage has reduced selected fixed rates in its range this week, including its two-year fixed offer at 60% loan-to-value. The deal is now priced at 4.10% and may appeal to borrowers looking to save on the upfront cost of their deal and secure a competitive rate. A free valuation incentive is included, plus free legal fees or £350 cashback for those remortgaging. A £999 product fee is chargeable, but this can be added to the mortgage advance. Overall, this product earns an Outstanding Moneyfacts product rating.”
Key product details:
- Rate: 4.10% fixed rate to 30.6.25
- Product fee: £999
- Maximum loan-to-value: 60%
- Available to: All borrowers
- Incentives: Free valuation and, for those remortgaging, free legal fees or £350 cashback
- Flexible features: Allows overpayments.
- Lending area: Great Britain and Northern Ireland.
Leeds Building Society – Two-year fixed rate mortgage, 65% loan-to-value
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“This week, Leeds Building Society has reduced selected fixed rates in its range, including its two-year fixed mortgage at 65% loan-to-value. Now priced at 4.62%, this deal carries an attractive incentive package of free valuation and, for those remortgaging, help with costs. There is no product fee charged, so overall this offer could attract borrowers looking to save on the upfront cost of their mortgage. Overall, this product earns an Outstanding Moneyfacts product rating.”
Key product details:
- Rate: 4.62% fixed rate to 30.6.25
- Product fee: None
- Maximum loan-to-value: 65%
- Available to: All borrowers
- Incentives: Free valuation and, for those remortgaging, help with costs
- Flexible features: Allows overpayments
- Lending area: England, Wales, mainland Scotland and Northern Ireland.
Savings
Family Building Society – Online Saver (5)
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Savers searching for a competitive rate on a flexible savings account may be pleased to see the latest account re-launch by Family Building Society. The Online Saver account pays 3.26% and may appeal to savers with a minimum of £100 to invest who want to make unlimited withdrawals. The deal secures a prominent position in our top tables and earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 3.26% gross / 3.26% AER payable yearly
- Notice / term: None
- Minimum opening amount: £100
- Maximum investment amount: £250,000
- Access: Permitted, minimum withdrawal £100
- Further additions: Permitted
- Opening account: Online
- Managing account: Online
- Other information: Minimum applicant age 16. Joint account option available.
Shawbrook Bank – Easy Access Issue 34
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Shawbrook Bank has increased the rate on its Easy Access savings account this week, which may entice savers looking for flexibility. The deal now pays 3.26% and requires a minimum of £1,000 to be invested upfront. Unlimited withdrawals can be made, but savers will need to withdraw at least £500. Savers will also find a monthly interest option is available, which may appeal if they are looking to supplement their income. The deal secures a prominent position in our top tables and earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 3.26% gross / 3.26% AER payable on anniversary / monthly interest rate option of rate 3.21% gross / 3.26% AER also available
- Notice / term: None
- Minimum opening amount: £1,000
- Maximum investment amount: £85,000
- Access: Permitted via nominated account. Minimum withdrawal amount £500
- Further additions: Permitted via nominated account
- Opening account: Online
- Managing account: Online and by phone
- Other information: Minimum applicant age 18. Joint account option available.
Allica Bank – 180-Day Notice Account (Issue 1)
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Savers searching for a competitive rate, but also happy to give notice to access their cash, may be pleased by the latest rate rise by Allica Bank this week. The 180 Day Notice account now pays 4.00% and may appeal to savers who have £10,000 to invest upfront. The deal secures a prominent position in our top tables and earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 4.00% gross / 4.00% AER payable on anniversary
- Notice / term: 180 days
- Minimum opening amount: £10,000
- Maximum investment amount: £250,000
- Access: Permitted via a nominated account, subject to 180 days’ notice
- Further additions: Permitted via nominated account, while the issue remains open
- Opening account: Online
- Managing account: Online and by phone
- Other information: Minimum applicant age 18. Initial deposit must be received within 14 days from account opening or account will be closed.
OakNorth Bank – 12-Month Fixed Term Savings Account
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“OakNorth Bank has increased rates on a selection of its Fixed Term Savings Accounts this week, which includes the 12-month fixed option that now pays 4.48%. The deal sits in a prominent position against other bonds that have a similar term and may entice savers who are happy to lock their cash away for the next year to earn a competitive rate. As is common with a fixed bond, no earlier access is permitted. Overall, the deal earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 4.48% gross / 4.48% AER payable on maturity
- Notice / term: 12 months
- Minimum opening amount: £1
- Maximum investment amount: £500,000
- Access: Not permitted
- Further additions: Permitted for 14 days from account opening
- Opening account: Online and mobile app
- Managing account: Online and mobile app
- Other information: Minimum applicant age 18. Joint account option available.
Virgin Money – 1 Year Fixed Rate Cash E-ISA Issue 560
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Virgin Money has increased the rates on its E-ISAs this week, including its one-year offer which takes a prominent position in the market. The deal now pays a rate of 4.11% yearly and may appeal to savers who want to invest over the shorter-term and those looking to use their ISA allowance before the new tax year begins. Savers will also find a monthly interest option is available, which may appeal if they are looking to supplement their income. On review, the account earns an Excellent Moneyfacts product rating.”
Key product details:
- Rate: 4.11% gross / 4.11% AER payable yearly / monthly interest option of 4.03% gross / 4.11% AER also available
- Notice / term: To 24.4.24
- Minimum opening amount: £1
- Maximum investment amount: ISA allowance
- Access: Permitted, subject to a 60-day loss of interest penalty
- Further additions: Permitted for 30 days from account opening
- Transfers in: Permitted. Accepts Cash and Stocks and Shares ISAs
- Transfers out: Permitted, subject to a 60-day loss of interest penalty
- Opening account: Online
- Managing account: Online
- Other information: Minimum applicant age 16
Mortgages
Barclays Mortgage – Two-year fixed rate mortgage, 60% loan-to-value
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“Barclays Mortgage has reduced selected fixed rates in its range this week, including its two-year fixed offer at 60% loan-to-value. The deal is now priced at 4.10% and may appeal to borrowers looking to save on the upfront cost of their deal and secure a competitive rate. A free valuation incentive is included, plus free legal fees or £350 cashback for those remortgaging. A £999 product fee is chargeable, but this can be added to the mortgage advance. Overall, this product earns an Outstanding Moneyfacts product rating.”
Key product details:
- Rate: 4.10% fixed rate to 30.6.25
- Product fee: £999
- Maximum loan-to-value: 60%
- Available to: All borrowers
- Incentives: Free valuation and, for those remortgaging, free legal fees or £350 cashback
- Flexible features: Allows overpayments.
- Lending area: Great Britain and Northern Ireland.
Leeds Building Society – Two-year fixed rate mortgage, 65% loan-to-value
Commenting on the deal, Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said:
“This week, Leeds Building Society has reduced selected fixed rates in its range, including its two-year fixed mortgage at 65% loan-to-value. Now priced at 4.62%, this deal carries an attractive incentive package of free valuation and, for those remortgaging, help with costs. There is no product fee charged, so overall this offer could attract borrowers looking to save on the upfront cost of their mortgage. Overall, this product earns an Outstanding Moneyfacts product rating.”
Key product details:
- Rate: 4.62% fixed rate to 30.6.25
- Product fee: None
- Maximum loan-to-value: 65%
- Available to: All borrowers
- Incentives: Free valuation and, for those remortgaging, help with costs
- Flexible features: Allows overpayments
- Lending area: England, Wales, mainland Scotland and Northern Ireland.
