Best Short Term Fixed Rate Mortgage Provider
Winner: Yorkshire Building Society Highly Commended: ING Direct Commended: Post Office | Best Longer Term Fixed Rate Mortgage Provider
Winner: Co-operative Financial Services Highly Commended: Yorkshire Building Society Commended: Leeds Building Society |
Best Variable Rate Mortgage Provider
Winner: HSBC Highly Commended: first direct Commended: The One Account | Best Remortgage Provider
Winner: ING Direct ![]() Highly Commended: first direct Commended: HSBC |
Best Current Account & Offset Mortgage Provider
Winner: Woolwich from Barclays Highly Commended: NatWest/RBS Commended: Yorkshire Building Society | Best Tracker Rate Mortgage Provider
Winner: HSBC Highly Commended: first direct Commended: Co-operative Financial Services |
Best First Time Buyer Mortgage Provider
Winner: Yorkshire Building Society Highly Commended: HSBC Commended: Co-operative Financial Services | Best Building Society Mortgage Provider
Winner: Yorkshire Building Society Highly Commended: Nationwide Building Society Commended: Market Harborough Building Society |
Best Bank Mortgage Provider
Winner: HSBC Highly Commended: first direct Commended: Co-operative Financial Services | Best Online Mortgage Provider
Winner: NatWest Intermediary Solutions Highly Commended: Halifax Commended: Leeds Building Society |
Best MPPI Provider
Winner: Assurant Highly Commended: Paymentshield Commended: LV= | Best Legal Search Provider
Winner: Econveyancer ![]() Highly Commended: Jordans Property |
Best Service from a Mortgage Provider
Winner: Abbey for Intermediaries ![]() Highly Commended: Halifax Commended: Leeds Building Society | Best No Notice Account Provider
Winner: West Brom Building Society Highly Commended: Santander Commended: ING Direct |
Best Notice Account Provider
Winner: Nationwide Building Society Highly Commended: Aldermore Commended: Stroud & Swindon Building Society | Best Monthly Interest Account Provider
Winner: ING Direct ![]() Highly Commended: Scottish Widows Bank Commended: Birmingham Midshires |
Best Fixed Rate Account Provider
Winner: Halifax ![]() Highly Commended: Yorkshire BS Commended: Santander | Best Internet Account Provider
Winner: AA ![]() Highly Commended: Scottish Widows Bank Commended: Tesco Bank |
Best Cash ISA Provider
Winner: Halifax ![]() Highly Commended: Santander Commended: Aldermore | Best Offshore Account Provider
Winner: Alliance & Leicester International ![]() Highly Commended: Nationwide International Commended: Britannia International |
Best Current Account Provider (Credit Interest)
Winner: Halifax Highly Commended: Santander Commended: Lloyds TSB | Best Current Account Provider (Debit Interest)
Winner: Santander Highly Commended: Norwich & Peterborough BS Commended: Citibank |
Best Personal Loan Provider
Winner: Sainsbury's Finance ![]() Highly Commended: Tesco Bank Commended: AA | Best Card Provider (Introductory Rate)
Winner: Tesco Bank Highly Commended: Sainsbury's Finance Commended: M&S Money |
Best Card Provider (Standard Rate)
Winner: Lloyds TSB Highly Commended: Co-operative Financial Services Commended: SAGA | Best Card Provider (Balance Transfer Rate)
Winner: Barclaycard Highly Commended: Virgin Money Commended: Yorkshire/Clydesdale Bank |
Innovation in Personal Finance
Winner: Barclays Bank - Great Escape Mortgages Highly Commended: Yorkshire BS - Rollover Mortgage Commended: Lloyds TSB - Second Steppers mortgage scheme | Personal Finance Provider of the Year
Winner: Santander Highly Commended: Barclays Bank Commended: Halifax |