Moneyfacts launches new Service Star Ratings for 2026

Caitlyn Eastell, Apprentice Press & PR Assistant

Caitlyn Eastell, Press & PR Executive 01603 476169 Email Caitlyn

Moneyfacts launches new Service Star Ratings for 2026

New for this year are the Personal Current Account Easy to Open Annual Star Ratings. Here we have collected consumer and provider feedback, provider data on opening times, steps to complete an online application and data on the speed of services provided, combined with Moneyfacts' expert analysis to assess providers.

In addition, the Personal Savings Easy to Open Annual Star Ratings return for another year, assessing the ease of a new customer opening an account with each provider.

For Personal Savings Easy to Open there were 45 Five-Star and 23 Four-Star awarded across the providers of onshore savings accounts.
For Personal Current Account Easy to Open there were 11 Five-Star and six Four-Star awarded across the providers of current accounts.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing savings and current accounts.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

Moneyfacts launches new Service Star Ratings for 2026

In addition, the Personal Savings Easy to Open Annual Star Ratings return for another year, assessing the ease of a new customer opening an account with each provider.

For Personal Savings Easy to Open there were 45 Five-Star and 23 Four-Star awarded across the providers of onshore savings accounts.
For Personal Current Account Easy to Open there were 11 Five-Star and six Four-Star awarded across the providers of current accounts.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing savings and current accounts.

VIEW THE FULL LIST OF 2026 AWARDED PROVIDERS – PLEASE CLICK HERE FOR PERSONAL SAVINGS EASY TO OPEN AND HERE FOR PERSONAL CURRENT ACCOUNT EASY TO OPEN.

Samantha Owens, Star Ratings and Personal Finance Analytics Manager at Moneyfacts, said:

“With rates and offers launching and leaving the market at speed, being able to access and open an account easily is a definite plus for consumers.

“Both Easy to Open ratings highlight those providers which make accessing these deals as easy as possible.

“The ratings look at the process from application through to having access to the complete product, with analysis of consumer feedback allowing us to see what is most important to the consumer”.

Samantha Owens, Star Ratings and Personal Finance Analytics Manager at Moneyfacts, said:

“With rates and offers launching and leaving the market at speed, being able to access and open an account easily is a definite plus for consumers.

“Both Easy to Open ratings highlight those providers which make accessing these deals as easy as possible.

“The ratings look at the process from application through to having access to the complete product, with analysis of consumer feedback allowing us to see what is most important to the consumer”.

Areas considered when assessing the ratings:

Personal Savings Easy to Open:

Consumer feedback – reaching out to the users of Moneyfactscompare.co.uk we have asked for feedback on the ease of opening and how this can be improved, along with any issues that may have arisen, to produce an overall consumer rating.
Provider feedback on opening times – with providers detailing the time and steps it takes for completion of an online savings account application.
In house analysis of the provider’s website – from a customer’s perspective. Focusing on ease of finding the account, useful tools and the availability of support.
Provider data on opening methods – looking across the company’s entire range we have assessed the availability of online and app-based opening methods.

Consumer feedback – reaching out to the users of Moneyfactscompare.co.uk we have asked for feedback on the ease of opening and how this can be improved, along with any issues that may have arisen, to produce an overall consumer rating.
Provider feedback on opening times – with providers detailing the time and steps it takes for completion of an online savings account application.
In house analysis of the provider’s website – from a customer’s perspective. Focusing on ease of finding the account, useful tools and the availability of support.
Provider data on opening methods – looking across the company’s entire range we have assessed the availability of online and app-based opening methods.

Personal Current Account Easy to Open:

Consumer feedback – reaching out to the users of Moneyfactscompare.co.uk we have asked for feedback on the ease of opening and how this can be improved, along with any issues that may have arisen, to produce an overall consumer rating.
Provider feedback on opening times – with providers detailing the time and steps it takes for completion of an online current account application.
Provider data on opening methods – looking across the company’s entire range we have assessed the availability of online and app-based opening methods.
Data on speed of getting services associated with the current account – from the provider, timings including data on getting online banking, debit cards and overdrafts.

Consumer feedback – reaching out to the users of Moneyfactscompare.co.uk we have asked for feedback on the ease of opening and how this can be improved, along with any issues that may have arisen, to produce an overall consumer rating.
Provider feedback on opening times – with providers detailing the time and steps it takes for completion of an online current account application.
Provider data on opening methods – looking across the company’s entire range we have assessed the availability of online and app-based opening methods.
Data on speed of getting services associated with the current account – from the provider, timings including data on getting online banking, debit cards and overdrafts.

Notes to editors

You are welcome to use part or all of this press release, so long as we are sufficiently sourced. We would appreciate a link back to Moneyfactsgroup.co.uk.

Pioneering financial comparison technology for over 35 years, Moneyfacts Group plc is the UK’s leading provider of retail financial product data. Used by virtually every bank and building society in the UK, and supplied to the Bank of England, Financial Conduct Authority, Financial Ombudsman Service, HM Treasury, Prudential Regulatory Authority and UK Finance.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, banking, life, pension and investment products in the UK.

Moneyfacts’ Star Ratings highlight the best quality financial products available based on an assessment of all their features and criteria. Moneyfacts Star Ratings logos act as an independent and impartial badge of approval and help customers easily spot which are the better deals to help them make important decisions with confidence.

The growing range of products currently assessed includes:

Personal Current Accounts
Personal Credit Cards
Business Current Accounts
Business Credit Cards
SIPP and SSAS
Equity Release
Home Insurance
Home Emergency Cover
Car Insurance
Travel Insurance
Pet Insurance
Private Medical Insurance
Unsecured Personal Loans
Landlord Home Insurance
Commercial Mortgage.

The growing range of providers currently assessed includes:

Personal Savings Easy to Open
Personal Current Account Easy to Open

For more information about us please see our key facts.

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Notes to editors

You are welcome to use part or all of this press release, so long as we are sufficiently sourced. We would appreciate a link back to Moneyfactsgroup.co.uk.

Our expert research team monitors the thousands of mortgages, savings, credit card, personal loan, banking, life, pension and investment products in the UK.

The growing range of products currently assessed includes: