Savings

Marcus by Goldman Sachs ® – 1 Year Fixed Rate Saver

Commenting on the deal, Caitlyn Eastell, Personal Finance Analyst at Moneyfactscompare.co.uk, said:

“Marcus by Goldman Sachs® has increased the rate on its 1 Year Fixed Rate Saver by a generous 0.55% this week. The account takes the market-leading position when compared to its peers and now pays 4.55%. Savers can deposit as little as £1 but this should be done within the first 14 days of the account opening, otherwise it will automatically close. Adding to its appeal further additions are permitted for 14 days from account opening via a nominated account. Although earlier access is permitted, savers should note that this is subject to account closure only and a loss of interest penalty depending on how long the account has been open. Overall, the account receives an Excellent Moneyfacts product rating.”

Key product details:

• Rate: 4.55% gross / 4.55% AER payable on maturity
• Notice / term: One year
• Minimum opening amount: £1
• Maximum investment amount: £250,000
• Access: Permitted, on account closure only subject to 90-days’ loss if closed after 90 days – if closed within first 90 days fee equals the interest accrued.
• Further additions: Permitted, for 14 days from account opening via nominated account
• Opening account: Online and via its mobile app
• Managing account: Online, by phone and via its mobile app
• Other information: Minimum applicant age 18. Joint account option available. Initial deposit must be made within 14 days of account opening, or account will automatically close. Must have a UK mobile phone number to apply.

Mortgages

Skipton Building Society – Three-year fixed rate mortgage, 95% loan-to-value

Commenting on the deal, Caitlyn Eastell, Personal Finance Analyst at Moneyfactscompare.co.uk, said:

“Alongside extending end dates, Skipton Building Society has amended rates across many of its residential mortgages, including cuts to its 95% loan-to-value fixed rates by up to 0.09%. One deal to see a slightly smaller 0.08% reduction is the three-year option, which is now priced at 4.78% until 30 April 2029. The deal stands out as it has no product fees and comes with a free valuation incentive, making it an attractive option for those with a limited deposit wanting to keep costs to a minimum. Borrowers can also benefit from making overpayments and payment holidays subject to meeting conditions. On assessment, this product grabs a position as a ‘Best Buy’ for first-time buyers and earns an Excellent Moneyfacts product rating.”

Key product details:

• Rate: 4.78% fixed rate to 30.4.29
• Product fee: None
• Maximum loan-to-value: 95%
• Available to: House purchase customers
• Incentives: Free valuation
• Flexible features: Allows overpayments and payment holidays after six months, maximum six months holiday per year subject to sufficient overpayments, approval and 14 days’ notice
• Lending area: Great Britain.

Buy-to-let

Leeds BS – Two-year fixed rate mortgage, 60% loan-to-value

Commenting on the deal, Caitlyn Eastell, Personal Finance Analyst at Moneyfactscompare.co.uk, said:

“Leeds BS has reduced a handful of its two-year fixed rates this week, alongside extending end dates. The 60% loan-to-value option for purchase and remortgage customers is now priced at 4.83% until 30 April 2028. Landlords may wish to note that there is a £1,499 product fee but this is partly offset by its free valuation for all borrowers and by its help towards costs for remortgage customers only. As a result, this is enough to see the deal secure a position as a ‘Best Buy’ and earns an ‘Excellent’ product rating.”

Key product details:

• Rate: 3.83% fixed rate to 30.4.28
• Product fee: £1,499
• Maximum loan-to-value: 60%
• Available to: Second-time buyers and remortgage customers
• Incentives: Free valuation for all borrowers, and help towards costs for remortgage customers
• Flexible features: Allows overpayments
• Lending area: England, Wales, mainland Scotland and Northern Ireland.

Banking

TSB – Spend & Save

Commenting on the deal, Caitlyn Eastell, Personal Finance Analyst at Moneyfactscompare.co.uk, said:

“The latest update from TSB for customers looking to switch their current account provider sees it add a new switch offer to its Spend & Save accounts for those who use the Current Account Switch Service (CASS). Customers could now receive £150 subject to meeting criteria, followed by an extra £50 cashback when depositing at least £1,000 during April 2026. Adding to the account’s appeal, customers can gain access to TSB Marketplace where they can grab exclusive offers, additionally, customers can also earn £5 cashback on operating the account for up to six months, subject to meeting conditions. However, it is important to note that there is no credit interest offered on balances, which some may wish to consider. As is the case when switching to any account, customers will need to assess all the benefits and charges to ensure it’s the right choice for them. Overall, the account earns an Excellent Moneyfacts product rating.”

Key product details:

• Credit interest / reward: None
• Cashback on debit card purchases: None
• Account fee: None
• Arranged overdraft: 39.90% EAR
• Opening account: Online, in branch or via mobile app
• Managing account: Online, in branch, by phone, via mobile app, at the Post Office and via text alerts
• Other information: Minimum applicant age 18. Eligible for linked Savings Pots. Earn £5 cashback per month on account operating, up to six months and by making 20 debit card payments per calendar month (excludes cash withdrawals). £150 free cash offer, using the Current Account Switch Service, customers must have logged into the TSB Mobile Banking App, deposit £1,000 and make five or more debit card payments by 20 March 2026. Once the switch has been completed, receive an extra £50 cashback when depositing at least £1,000 into the account in April 2026.