About Cookies

Cookies are small text files that are placed on your computer or other device by the websites that you visit, or companies that advertise on them. We use the term ‘cookie’ to refer to cookies and other types of file (including pixel tags), all of which are slightly different, but perform a similar function. There are many different types of cookies, which differ in terms of how intrusive they are to your browsing experience. You can learn about cookies and how to control them at www.aboutcookies.org.

The main types are:

• Strictly necessary cookies – These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies, services you have asked for, like returning search results, cannot be provided. These are usually placed by the website you are visiting (first party cookies) and will expire when you leave that website (session
  cookies).
• Performance Cookies – These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error pages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works. These will mainly be first party cookies, but could be set by third party websites. They may be session cookies or ‘persistent cookies’ that stay on your computer after your browsing session has finished.
• Functionality Cookies - These cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local content by storing a cookie in the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites. They may be session cookies, but will mainly be persistent cookies. Again they could be set by first or third parties.
• Targeting or Advertising Cookies - These cookies are used to deliver adverts more relevant to you and your interests They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation. This type of cookie will normally be set by third parties, and will almost always be persistent. They will track you as you browse the internet.

Moneyfactsgroup.co.uk Use of Cookies

The Moneyfactsgroup.co.uk site uses cookies for the following reasons:

• We may use performance cookies to help us analyse the way our customers use the site, including information about your computer, your domain name, IP address, operating system, browser version, how long users stay on a page, the route taken to navigate through the pages and the website visited prior to reaching our site. We use Google Analytics for this purpose. This also helps us measure the effectiveness of our site features and e-mail communications (by determining which e-mails are opened and acted upon). We do not append your IP address to any other personal data about yourself which means we do not know the identity of the person using our site.
• If you take part in a Moneyfacts survey, cookies may be used to remember who has already taken part in a survey or to provide you with accurate results after you change pages. Moneyfactsgroup.co.uk uses only the less intrusive performance cookies, and does not use functionality or targeting/advertising cookies, which have more impact on your online privacy. If you do not wish to receive cookies then you can disable these within your browser (this will not normally apply to pixel tags and the other file types). The Help portion of the toolbar on most browsers should tell you how to prevent your browser from accepting new cookies (including those from specific websites), how to have the browser notify you when you receive a new cookie, or how to disable non-essential types of cookies. However, this may mean that not all of the functions of the website will be available to you.

Your rights

You have the right to opt-out of the use of cookies. You will need to do this at browser level, or not use our website. If you disable cookies at browser level, some functions of the site will not work correctly.

E-mail

If you e-mail us, or give us your e-mail address, we will keep a record of it. If you supply a business email address, we may use it to contact you occasionally about services that may interest you or your firm, unless you ask us not to do so. If you wish to be removed from our mailing list at any time, simply email us and you will be removed immediately. We will not give your e-mail address to any third parties.

01 October 2018