Best Short Term Fixed Rate Mortgage Provider
Winner: first direct  Highly Commended: Loughborough BS Commended: Abbey | Best Longer Term Fixed Rate Mortgage Provider
Winner: Britannia Highly Commended: Chelsea BS Commended: Leeds BS |
Best Variable Rate Mortgage Provider
Winner: The One Account  Highly Commended: HSBC Commended: first direct | Best Remortgage Provider
Winner: HSBC Highly Commended: The Co-operative Bank Commended: first direct |
Best Current Account & Offset Mortgage Provider
Winner: first direct Highly Commended: Yorkshire BS Commended: NatWest Mortgage Services | Best Tracker Rate Mortgage Provider
Winner: The Co-operative Bank Highly Commended: HSBC Commended: Abbey |
Best First Time Buyer Mortgage Provider
Winner: Clydesdale/Yorkshire Bank Highly Commended: Norwich & Peterborough BS Commended: Furness BS | Best Building Society Mortgage Provider
Winner: Nationwide BS  Highly Commended: Yorkshire BS Commended: Furness BS |
Best Bank Mortgage Provider
Winner: HSBC  Highly Commended: Abbey Commended: The Co-operative Bank | Best Online Mortgage Provider
Winner: Woolwich  Highly Commended: Coventry BS Commended: Halifax |
Best HIP Provider
Winner: ehips  Highly Commended: The HIPs provider Commended: Easier2move | Best Service from a Mortgage Provider
Winner: Cheltenham & Gloucester plc Highly Commended: Royal bank of Scotland Commended: Halifax |
Best No Notice Account Provider
Winner: Leeds BS  Highly Commended: Stroud & Swindon BS Commended: Teachers BS | Best Notice Account Provider
Winner: Leeds BS Highly Commended: Bank of Cyprus UK Commended: Secure Trust Bank |
Best Monthly Interest Account Provider
Winner: ING Direct  Highly Commended: FirstSave Commended: Intelligent Finance | Best Fixed Rate Account Provider
Winner: Post Office  Highly Commended: Aldermore Commended: ICICI Bank UK |
Best Internet Account Provider
Winner: Intelligent Finance  Highly Commended: ICICI Bank UK Commended: Yorkshire BS | Best Over 50s Account Provider
Winner: United Trust Bank Highly Commended: Coventry BS Commended: West Bromwich BS |
Best Children's Account Provider
Winner: Harpenden BS  Highly Commended: Earl Shilton BS Commended: Chelsea BS | Best Cash ISA Provider
Winner: Halifax  Highly Commended: Santander Commended: Newcastle BS |
Best Offshore Account Provider
Winner: Alliance & Leicester International  Highly Commended: Anglo Irish Bank Corporation (International) PLC Commended: Irish Nationwide (IOM) | Best Current Account Provider (Credit Interest)
Winner: Alliance & Leicester Highly Commended: Santander Commended: Lloyds TSB |
Best Current Account Provider (Debit Interest)
Winner: Alliance & Leicester Highly Commended: Cahoot Commended: Norwich & Peterborough BS | Best Personal Loan Provider
Winner: Tesco Bank  Highly Commended: Sainsbury's Finance Commended: Alliance & Leicester |
Best Credit Card Provider (Introductory Rate)
Winner: M & S Money Highly Commended: Halifax Commended: Tesco Bank | Best Credit Card Provider (Standard Rate)
Winner: The Co-operative Bank Highly Commended: Lloyds TSB Commended: Barclaycard |
Best Credit Card Provider (Balance Transfer Rate)
Winner: Virgin Money Highly Commended: Santander Commended: Nationwide BS | Best Gold/Platinum Card Provider
Winner: Barclaycard Highly Commended: MBNA Europe Bank Commended: The Co-operative Bank |
Innovation of the Year
Winner: Buckinghamshire BS - Big Bucks Bond  Highly Commended: Capital One Bank - Progress Mastercard Commended: HSBC - Mortgage Matcher | Personal Finance Provider of the Year
Winner: Santander Group Highly Commended: Lloyds Banking Group Commended: The Co-operative Bank |
